AI Agents: Require Verified Agency in Finance

AI agents in finance now require verified agency protocols instead of basic identity checks as autonomous finance development accelerates. An AI agent may act for a person while a wallet transacts for a business and an API triggers payments without human approval at every step. The core institutional question centers on permissions: can this actor access accounts, initiate transfers, move specific amounts, or interact with counterparties, with every action provable later. Financial actors need boundaries that traditional user wallets fail to provide.