CZ Reflects on BNB Chain's Future: Insights on RWA, AI, and Biotech
Rebeca Moen Sep 03, 2025 15:23
During the BNB Chain's 5th Anniversary event, CZ shared insights on the integration of RWA, AI, and biotech, emphasizing innovation and regulatory challenges.
During the BNB Chain's 5th Anniversary event in Hong Kong on August 29, 2025, CZ, a prominent figure within the BNB Chain community, hosted an engaging AMA session. The discussion spanned various topics, including the collaboration between traditional financial institutions and the decentralized finance (DeFi) ecosystem, as well as emerging sectors like real-world assets (RWA), artificial intelligence (AI), and biotech.
Bridging Traditional Finance and DeFi
CZ highlighted the importance of creating appealing products to attract Web3 users, emphasizing that marketing alone is insufficient. He noted that the core factors such as interest rates and liquidity are crucial in attracting users to lending products. According to CZ, collaboration with traditional financial giants, like China Merchants Securities, offers a significant advantage, but reaching their extensive user base is equally vital.
Hong Kong's Role in Technological Innovation
CZ expressed optimism about Hong Kong's potential as a hub for innovation, contingent on the government's willingness to embrace entrepreneurship. He underscored the interconnectedness of AI, biotech, and blockchain, suggesting that a supportive regulatory environment could foster advancements across these sectors. Despite Hong Kong's limited population, CZ acknowledged the city's efforts to attract foreign investment and technical talent.
Challenges and Opportunities in RWA
Discussing the prospects of RWA, CZ acknowledged the hurdles in bringing assets on-chain, such as compliance with securities regulations and liquidity issues. He noted the potential for RWA to evolve towards retail markets, similar to the early days of Bitcoin, and stressed the importance of building liquidity gradually.
Exploring Personal Interests and Market Trends
CZ shared insights into his personal interests, including kite surfing and skiing, and his focus on AI and biotech investment opportunities. He revealed that his decreased activity on social media was due to increased travel and consultations with government officials on Web3 regulations.
The Future of On-Chain Securities
Addressing the issue of fragmented liquidity, CZ pointed out that compliance remains a significant barrier for companies wishing to issue stock tokens directly on-chain. He advocated for regulatory adjustments that would allow companies to issue globally tradable tokens, highlighting the need for a balance between innovation and compliance.
Potential of Decentralized Science (DeSci)
CZ recognized the potential of DeSci, despite the challenges of aligning scientific research cycles with the fast-paced Web3 environment. He expressed interest in supporting researchers and emphasized the need for breakthrough cases to drive momentum in this field.
For more detailed insights, visit the [BNB Chain blog](https://www.bnbchain.org/en/blog/bnb-chain-5th-anniversary-cz-ama-recap-focus-on-rwa-desci-and-long-term-industry-development).
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