According to CNBC, average 401(k) and IRA balances have reached record highs amid 2025's stock market gains. Source: CNBC on Nov 20, 2025. CNBC attributes the new highs to the broad market rally and does not reference digital assets or crypto allocations in these retirement accounts. Source: CNBC on Nov 20, 2025. For traders, this confirms equity-led wealth gains in traditional retirement accounts but does not provide a direct signal for BTC or ETH positioning. Source: CNBC on Nov 20, 2025.