According to @Matt_Hougan, US lawmakers are negotiating a crypto market-structure bill, with Democrats indicating they have accepted significant portions of @BankingGOP’s RFIA text while rejecting parts of the GOP’s December 4 offer (source: Matt Hougan on X, Dec 11, 2025). Citing a three-page Democratic counteroffer, journalist Eleanor Terrett reports the asks focus on token classification, illicit finance, ethics, and the GENIUS Act’s stablecoin-yield restrictions (source: Eleanor Terrett on X, Dec 11, 2025). @Matt_Hougan highlights that some policymakers justify yield limits as protecting banks, which would prevent ordinary users from earning interest via stablecoin products (source: Matt Hougan on X, Dec 11, 2025). These negotiation points are directly trading-relevant because they target yield-bearing stablecoin products and token-classification standards that shape exchange compliance and market structure in the US (source: Eleanor Terrett on X, Dec 11, 2025).

According to @EleanorTerrett, Democrats negotiating the U.S. crypto market-structure bill say they have accepted significant portions of @BankingGOP’s RFIA text, indicating progress toward a bipartisan framework, source: @EleanorTerrett on X, Dec 10, 2025. However, the GOP’s December 4 offer still misses key principles Democrats are seeking, highlighting unresolved policy gaps, source: @EleanorTerrett on X, Dec 10, 2025. Democrats have issued a three-page counteroffer, a copy of which was sent to the reporter, confirming active negotiations, source: @EleanorTerrett on X, Dec 10, 2025. No timeline or vote schedule was mentioned in the post, and specific disputed principles were not detailed, source: @EleanorTerrett on X, Dec 10, 2025. For trading relevance, the update centers on the crypto market-structure bill and RFIA text, making it directly tied to U.S. regulatory risk that market participants track for assets such as BTC and ETH, source: @EleanorTerrett on X, Dec 10, 2025.

According to Eleanor Terrett, two significant developments are shaping the crypto landscape for traders. Coinbase has forged a strategic partnership with PNC Bank to offer crypto-as-a-service, a move that signals deepening institutional adoption and could expand crypto access for the bank's customers. This development is a potentially bullish indicator for Coinbase (COIN) and the broader market. Simultaneously, the House Financial Services Committee Republicans (@BankingGOP) have released a market discussion draft on crypto regulation and are actively seeking public feedback. This step towards clearer legislation in the U.S. could reduce long-term market uncertainty and provide a more stable framework for investors.

According to @EleanorTerrett, the Senate is set to debate the GENIUS Act, with @BankingGOP releasing a fact sheet detailing how the bill, introduced by @SenatorHagerty, aims to protect payment stablecoin users and enhance consumer safeguards. The bill is expected to address key concerns in the cryptocurrency market, particularly focusing on regulatory clarity for stablecoins. These measures could potentially influence trading strategies, as greater regulatory certainty often impacts market volatility and investor confidence.

According to Eleanor Terrett, the BankingGOP is planning to review Senator Hagerty's stablecoin bill, known as the GENIUS Act, during the week of March 10. This development could have significant implications for the regulatory landscape of stablecoins, affecting their adoption and integration into traditional financial systems. Traders should monitor this event as it could influence market stability and investor confidence in stablecoins.

According to Eleanor Terrett, the first ever Digital Assets subcommittee hearing by BankingGOP is set to begin at 2:30 PM EST. This event marks a significant step in regulatory discussions around digital assets, potentially impacting market sentiment and future policy decisions. Traders should monitor the hearing for insights into regulatory changes that could affect trading strategies.

According to Eleanor Terrett, the BankingGOP Committee’s Digital Assets Subcommittee, chaired by Senator Cynthia Lummis, is set to hold a hearing on Wednesday focusing on exploring bipartisan legislative frameworks for digital assets. This hearing is crucial for traders as it will potentially influence regulatory landscapes impacting cryptocurrency markets. Notably, Jonathan Jachym, Global Head of Policy & Government Relations, will be among the witnesses providing insights on policy directions. This could impact the strategic positioning for institutional and retail investors in the crypto space.

According to Jake Chervinsky, there has been an extreme level of crypto debanking affecting even federally regulated banks. This situation has prompted an investigation by @BankingGOP to address these unlawful efforts targeting the crypto industry. The focus is on preventing potential future occurrences similar to Operation Chokepoint 3.0, which could impact market stability and trading operations.

According to Eleanor Terrett, the @BankingGOP debanking hearing scheduled for today could have significant implications for cryptocurrency markets. The hearing, starting at 10AM EST, is expected to address critical issues that may influence banking policies affecting crypto-related services. Traders should monitor the outcomes closely, as changes in banking regulations could impact market liquidity and access to crypto exchanges. Source: Eleanor Terrett on Twitter.

According to Eleanor Terrett, a digital assets press conference will be live-streamed on the BankingGOP Twitter handle today at 2:30 PM EST. This event is significant for traders as it may provide insights into regulatory updates or policy changes affecting cryptocurrency markets.