According to Mark Cuban, a short-term approach to ACA premium subsidy debates would allocate 100 dollars per month into a Health Savings Account that can only be used for a Direct Primary Care monthly subscription, while applying the remaining expected subsidies to premiums, source: Mark Cuban on X on Nov 23, 2025. Cuban states that having Direct Primary Care should lower plan costs, which in turn should allow premiums to be lowered rather than raised, source: Mark Cuban on X on Nov 23, 2025. He publicly sought feedback and addressed the idea to Senators Ron Johnson, Bill Cassidy, and Rick Scott, source: Mark Cuban on X on Nov 23, 2025. The source did not provide implementation details, cost modeling, regulatory steps, or timelines for how this HSA restriction and subsidy allocation would be operationalized, source: Mark Cuban on X on Nov 23, 2025.