According to @MikeSilagadze, users are being asked to choose between a card offering zero FX on USD or EUR spending while holding a USD stablecoin balance, and a euro card that spends EUR stables with EUROe or EURC as the balance. Source: @MikeSilagadze on X, Oct 28, 2025. The poll frames two on-chain spending models—zero-FX from USD stables versus native EUR stablecoin balances—highlighting user demand signals for stablecoin card fee structures and currency exposure management. Source: @MikeSilagadze on X, Oct 28, 2025.

According to Mike Silagadze, about 40 new crypto neobanks are launching this week, highlighting rapid growth in crypto-friendly banking options and on/off-ramps. Source: https://twitter.com/MikeSilagadze/status/1979299968306549027 For trading impact, expanded on-ramp access has been associated with higher retail participation and transaction activity in prior cycles, supporting potential increases in exchange liquidity when fiat conversion becomes easier. Source: https://blog.chainalysis.com/reports/2022-crypto-geography-report/ Traders should monitor each neobank's official launch details (supported regions, KYC tiers, stablecoin rails, card integrations) to gauge near-term liquidity and spread effects, as payments infrastructure materially influences conversion funnels. Source: https://usa.visa.com/solutions/crypto.html

According to Mike Silagadze, a subset of crypto firms are delivering real products with consistent daily usage and revenues, countering the view that the sector is purely casino-like; source: Mike Silagadze, X, Oct 12, 2025. He reports that ETHFI buybacks this week were as high as ever and attributes the capacity to revenue rather than zero-sum extraction; source: Mike Silagadze, X, Oct 12, 2025. For traders, the source positions ETHFI’s buyback cadence as a fundamentals-backed signal to monitor for sentiment and liquidity around ETHFI; source: Mike Silagadze, X, Oct 12, 2025.

According to @MikeSilagadze, ether.fi has helped usher in three crypto trends: the 2023 points meta, protocol-owned vaults, and crypto neobanks. Source: @MikeSilagadze on X on Oct 8, 2025. He added that the team is locked in and that if they are doing something it is wise to pay attention, signaling active initiatives at ether.fi that market participants may track. Source: @MikeSilagadze on X on Oct 8, 2025.

According to @MikeSilagadze, attendees in Singapore for Token2049 who have been using the ether.fi Cash card are asked to post feedback on any issues or unique use cases in the replies, creating a live channel for field reports during the event; source: Mike Silagadze on X, Oct 2, 2025. For trading relevance, the consolidated reply thread enables monitoring of user-reported reliability and adoption signals in real time, which traders can review for operational insights; source: Mike Silagadze on X, Oct 2, 2025.

According to @MikeSilagadze, approximately 5% of TOKEN2049 attendees are ether.fi users actively using the ether.fi Cash card in Singapore this week, indicating measurable real-world product usage among a high-intent crypto audience. Source: Mike Silagadze on X, Oct 1, 2025. Silagadze also stated a target of 50% next year, which should be treated as forward-looking guidance from the company rather than a verified figure for trading models. Source: Mike Silagadze on X, Oct 1, 2025. For trading setups, monitor ether.fi user growth and Cash card transaction activity during TOKEN2049, alongside ETH payments volume in Singapore, as adoption spikes around major conferences can influence sentiment toward ETH and crypto payments plays. Source: Mike Silagadze on X, Oct 1, 2025. Key near-term data to watch include any official follow-ups quantifying card issuance, active users, and spend per user to validate sustained traction beyond the conference window. Source: Mike Silagadze on X, Oct 1, 2025.

According to @MikeSilagadze, he posted a hypothetical 2032 scenario claiming only 67 unburned ETHFI tokens remain and each is priced at $85 billion, with an airdrop farmer holding 5 ETHFI becoming the richest person, source: @MikeSilagadze on X, Sep 27, 2025. The post provides no current ETHFI circulating supply, burn schedule, liquidity, or price data and should be treated as sentiment-driven commentary rather than verifiable fundamentals for trading, source: @MikeSilagadze on X, Sep 27, 2025. The post also links to an ether.fi Foundation status without details in the text; traders should independently verify on-chain supply and burn activity, exchange order book depth, funding rates, and open interest before acting, source: @MikeSilagadze on X, Sep 27, 2025.

According to @MikeSilagadze, Ether.fi held its first Korean meetup in Seoul, organized by @codekim1214, alongside a community dinner coordinated with the @nonceclassic team that introduced him to many local builders and users, source: @MikeSilagadze on X (Sep 13, 2025). The post confirms attendance by local community members including @0xjunkim, @BQYouTube, @jayplayco, @AirdropKor_eth, @debuho1, @Gogogonum, @JuhyukB, @CryptoMyhobby, @0xProfessorJo, @IPALAU1, @lilykuma_S2_, and @Hope_web3_, source: @MikeSilagadze on X (Sep 13, 2025). The post does not mention any token, product, or roadmap announcements, indicating no immediate new catalysts disclosed at the event, source: @MikeSilagadze on X (Sep 13, 2025). For ETH ecosystem traders, this confirms Ether.fi’s formal community presence and engagement in Korea without new disclosures in the post, source: @MikeSilagadze on X (Sep 13, 2025).

According to @MikeSilagadze, the crypto card he references is processing about $1 million in daily spend and roughly 1,000 transactions per hour during most of the day, indicating significant payment throughput; source: Mike Silagadze on X, Sep 13, 2025. He adds the product is already ahead of almost any other crypto card by usage but still needs roughly 100x scale to reach mainstream adoption, framing clear growth benchmarks for monitoring; source: Mike Silagadze on X, Sep 13, 2025. For traders, the stated $1M/day spend and ~1k tx/hour can serve as near-term utilization metrics to track real-world payments adoption within crypto card verticals; source: Mike Silagadze on X, Sep 13, 2025.

According to @MikeSilagadze, over 0.1% of ETHFI’s total supply was burned in the last two weeks, as disclosed in his X post dated Sep 10, 2025 (source: @MikeSilagadze on X, Sep 10, 2025). He stated a target to burn more than 10% of supply next year and linked the burn rate to better product, more users, and higher revenue (source: @MikeSilagadze on X, Sep 10, 2025). For traders, this communicates a revenue-linked burn strategy focused on supply reduction; monitoring future burn updates from this source can help track progress toward the target (source: @MikeSilagadze on X, Sep 10, 2025).

According to @MikeSilagadze, points-based growth programs must be ready to rotate their entire user base and TVL immediately after the token generation event (TGE) to avoid rapid outflows, signaling acute post-TGE liquidity risk for DeFi projects, source: @MikeSilagadze on X, Sep 5, 2025. He warns that without a concrete post-TGE rotation plan, projects will "bleed out," highlighting potential sharp user and TVL churn that can damage token economics and market performance, source: @MikeSilagadze on X, Sep 5, 2025. For traders, this flags elevated risk around points-to-token transitions and underscores the need to track immediate post-TGE retention mechanics and TVL migration when positioning, source: @MikeSilagadze on X, Sep 5, 2025.

According to @MikeSilagadze, many competitors in the crypto card and crypto neobank space use predatory fee structures, including 2% deposit fees, hidden 2–4% foreign exchange fees, gas fees charged on every transaction, and card issuance costs of 10 to 100 dollars, while declining to name specific firms; he characterizes these practices as user deception and abuse. Source: @MikeSilagadze on X, Sep 3, 2025.

According to @MikeSilagadze, the first DAT has been deployed into ether.fi to earn DeFi yields, confirming live yield access on ether.fi for the DAT, source: @MikeSilagadze on X, September 2, 2025. The update highlights collaboration with the ETHZilla team and indicates more activity ahead, source: @MikeSilagadze on X, September 2, 2025.

According to Mike Silagadze, ether.fi’s card processed USD 800K in volume today and card vault deposits now exceed USD 200M, pointing to accelerating Brazil-led adoption that traders can track via daily volume and vault balance trends (source: Mike Silagadze on X). He added that it is currently the top DeFi card by a wide margin, a data point traders can use to benchmark DeFi payments activity when assessing ETH and ETHFI market liquidity (source: Mike Silagadze on X). Based on the reported usage in Brazil, traders can monitor ETHFI and ETH pairs during LATAM hours and watch ether.fi’s card metrics for confirmation of sustained flows before adjusting positioning (source: Mike Silagadze on X).

According to @MikeSilagadze, ether.fi is delivering $2.2M revenue per employee, $423M TVL per employee, and $42M market cap per employee, highlighting notable operating efficiency for traders benchmarking protocol productivity (source: @MikeSilagadze on X, Aug 24, 2025). He also stated that an ether.fi Trade product is expected to launch in a few months, establishing a clear event-driven timeline to monitor for potential market reactions and liquidity shifts (source: @MikeSilagadze on X, Aug 24, 2025). Traders can use these author-reported ratios for relative valuation screens and to track changes in TVL and trading volumes into the cited launch window as part of event-driven strategies (source: @MikeSilagadze on X, Aug 24, 2025).

According to @MikeSilagadze, the ether.fi Cash crypto card offers 3% cashback, and recent $SCR appreciation lifted the realized cashback on purchases to about 5%, source: @MikeSilagadze (X, Aug 22, 2025). The post describes ether.fi Cash as the best crypto card on the market and directly links higher realized cashback to $SCR price performance, source: @MikeSilagadze. The tweet includes a product link to ether.fi/cash for access, source: @MikeSilagadze. For traders, this claim provides a concrete linkage between $SCR price moves and end-user reward value, making $SCR performance directly relevant to realized card reward yields, source: @MikeSilagadze.

According to Mike Silagadze, many founder departures immediately after a token generation event are not voluntary, and pile-on backlash can worsen already forced transitions, source: Mike Silagadze on X, Aug 17, 2025. For trading, the post implies that post-TGE founder-exit headlines may not signal leadership abandonment and should be reassessed after official updates rather than via mob sentiment, source: Mike Silagadze on X, Aug 17, 2025.

According to @MikeSilagadze, DATs for DeFi protocol tokens make more sense than most L1s, highlighting DATs as a sensible model for protocols with real fundamentals to go public in traditional capital markets (source: @MikeSilagadze on X, Aug 16, 2025). For traders, his stance points to a fundamentals-first screening approach for DeFi tokens that may pursue DAT-style public wrappers, as opposed to launching new L1s for capital access and liquidity (source: @MikeSilagadze on X, Aug 16, 2025).

According to @MikeSilagadze, a newly referenced dapp claims to enable yield farming with AI agents but appears to rely on a points-based rewards scheme he characterizes as another points ponzi, signaling elevated risk for participants and unsustainable incentives (source: @MikeSilagadze on X, Aug 15, 2025). The post links to the dapp and includes an image, highlighting the ongoing points farming meta in DeFi and suggesting traders be cautious when incentives are points only without clear cash flow or audited yield support (source: @MikeSilagadze on X, Aug 15, 2025). Given this warning, market participants tracking AI agent driven DeFi tools may prioritize on-chain revenue evidence, realized APY, and clear token or rewards mechanics before allocating capital to avoid short term farm and dump exposure (source: @MikeSilagadze on X, Aug 15, 2025).

According to Mike Silagadze, the largest ETH ETFs collectively hold about $20 billion in assets but currently produce zero yield for holders, making them less attractive for income-focused crypto investors (source: Mike Silagadze on X, Aug 10, 2025). He states that at best these funds may stake a limited fraction of ETH to cover fees plus roughly 50 bps, implying minimal net yield to investors (source: Mike Silagadze on X, Aug 10, 2025). Silagadze adds that ETH treasury companies such as SharpLinkGaming and ETHZilla_ATNF will stake and deploy in DeFi to earn higher on-chain yields, positioning to attract that capital over time (source: Mike Silagadze on X, Aug 10, 2025). He concludes that the roughly $20 billion in ETH ETF assets is likely to move toward these yield-focused strategies, signaling a potential shift in ETH capital allocation that traders should monitor (source: Mike Silagadze on X, Aug 10, 2025).