According to @QCompounding, John Bogle argues that the most reliable way to build wealth is to own the market through low-cost index funds rather than trying to beat it, as outlined in The Little Book of Common Sense Investing (source: @QCompounding; John C. Bogle, The Little Book of Common Sense Investing). Bogle emphasizes that investor net returns equal market returns minus fees, taxes, and trading costs, so minimizing expense ratios and turnover is critical for compounding (source: John C. Bogle, The Little Book of Common Sense Investing). Long-horizon scorecards show most active funds underperform their benchmarks, reinforcing a passive, buy-and-hold approach for superior odds of success (source: S&P Dow Jones Indices, SPIVA U.S. Scorecard 2024). For traders, this translates into prioritizing broad-market exposure, low fees, automated contributions, and scheduled rebalancing over frequent stock picking or market timing (source: John C. Bogle, The Little Book of Common Sense Investing). The arithmetic of active management indicates the same pre-cost zero-sum and post-cost negative-sum dynamics across asset classes, a principle investors also apply to digital assets when index-like products are available (source: William F. Sharpe, The Arithmetic of Active Management, 1991).