According to @Celo, the Celo network hosts 25 native stablecoins, including USDT and USDC, alongside local currency stablecoins developed by MentoLabs (source: @Celo). At Binance Blockchain Week, @RegenRene highlighted real-world applications unlocked by local stablecoins, specifically on-chain lending (source: @Celo). Traders tracking Celo can note the availability of USDT, USDC, and local currency stablecoins on the network and that on-chain lending is a stated application (source: @Celo).

According to @simplykashif, China has quietly introduced a plan to counter USD-backed stablecoins by positioning the digital yuan (e-CNY) against USDT and USDC, as shared in a video update on X; traders should note potential policy-driven shifts in stablecoin usage in CNY-linked markets, source: @simplykashif on X. China’s central bank has been advancing e-CNY domestically and participating in BIS-led Project mBridge for cross-border wholesale CBDC settlement with regional partners, indicating an official alternative to USD stablecoin rails, source: Bank for International Settlements (BIS) Innovation Hub mBridge reports and People’s Bank of China e-CNY program disclosures. USDT remains the dominant stablecoin in East Asia crypto flows, underpinning liquidity on major venues serving the region, which frames the competitive landscape the e-CNY initiative may target, source: Chainalysis Geography of Cryptocurrency reports and Kaiko stablecoin market structure research. Key trading monitors include USDT-CNH OTC spreads, USDT and USDC market share shifts on Asia-facing exchanges, and any official e-CNY cross-border pilot updates that could re-route settlement flows, source: Kaiko market data, exchange public dashboards, and BIS/PBoC public updates.

According to the source, Bank of America CEO Brian Moynihan said interest-bearing stablecoins could take as much as $6 trillion out of bank deposits, flagging direct competition for traditional deposit funding and signaling a potential shift in where cash earns yield. Source: statement attributed to the Bank of America CEO in a Jan 15, 2026 social media post referenced in the prompt. For traders, the CEO’s warning implies potential rotation toward yield-paying stablecoin products and away from low-yield bank deposits, which could influence liquidity conditions across major stablecoins like USDT and USDC and related on-chain settlement volumes. Source: same CEO statement; reference data for deposit trends is tracked by the Federal Reserve H.8 release.

According to Onchain Lens, a whale deposited $2.27 million USDC into HyperLiquid and opened a long position in XMR using 2x leverage, with the position still increasing, source: https://twitter.com/OnchainLens/status/2011781832409563638. Based on 2x leverage against $2.27 million collateral, the setup supports up to roughly $4.54 million in XMR long notional on HyperLiquid, source: https://twitter.com/OnchainLens/status/2011781832409563638. The referenced wallet and live position activity can be monitored on CoinMarketMan HyperTracker, corroborating ongoing increases, source: https://app.coinmarketman.com/hypertracker/wallet/0xf35aad55c9941333bfdc69175eba123d8b01338a.

According to Bubblemaps on X on Jan 14, 2026, the $NYC token shows suspicious liquidity pool activity with the team extracting over $1M by cycling USDC in and out of the LPs, as detailed in their thread on X (source: Bubblemaps on X, Jan 14, 2026). Bubblemaps also states that NYC was launched by Eric Adams, former mayor of New York, in the same report (source: Bubblemaps on X, Jan 14, 2026). Bubblemaps’ findings indicate traders should approach NYC pairs cautiously given potential liquidity and execution risks associated with the reported LP cycling and monitor on-chain flows referenced in the thread for confirmation of continued activity (source: Bubblemaps on X, Jan 14, 2026).

According to @OnchainLens, a whale deposited $1.07M USDC into HyperLiquid and opened a BTC long with 40x leverage, currently valued at $31.61M, highlighting significant high-leverage exposure on the venue (source: Onchain Lens on X). According to @OnchainLens, the same wallet also holds a ZRO long at 5x leverage with a floating profit of $125K, indicating concurrent risk across multiple assets on HyperLiquid (source: Onchain Lens on X). According to CoinMarketMan HyperTracker, the tracked wallet address 0x46e3A8C8135647b48B2e82198E42E0C69EacbAb8 is associated with these HyperLiquid positions, corroborating the on-chain activity and venue linkage (source: CoinMarketMan HyperTracker). According to @OnchainLens, the wallet has previously realized cumulative trading losses totaling $21.4M, providing context on the participant’s historical performance and risk profile (source: Onchain Lens on X).

According to the source, Bitcoin advocates are pressing U.S. lawmakers to address how stablecoin transactions are taxed, underscoring uncertainty when tokens like USDT and USDC are used for trading or payments, source: public X post dated January 14, 2026. Under current federal guidance, digital assets are treated as property, so swapping or spending a stablecoin can trigger capital gains or losses and record‑keeping obligations, source: IRS Notice 2014-21 and IRS Form 1040 Instructions (Digital Assets, 2024). Stablecoins serve as primary quote and settlement assets in crypto markets, including for BTC and ETH pairs on major venues, making their tax treatment directly relevant to market microstructure and trading flows, source: Bank for International Settlements, 2023 analysis of stablecoin use in crypto markets. Policy discussions in Congress have included a de minimis exemption for small digital asset transactions to reduce compliance burdens, which CRS notes is intended to facilitate everyday use of digital assets and would be applicable to stablecoin payments, source: Congressional Research Service, 2023 report on virtual currency taxation and de minimis proposals.

According to @lookonchain, whale address 0x218A is sitting on over USD 6.37M in unrealized losses from 10x leveraged BTC and ETH short positions (source: @lookonchain, Jan 14, 2026; hypurrscan.io/address/0x218A65E21EDDeeCE7A9Df38C6bBdd89F692B7Da2). According to @lookonchain, to avoid liquidation the wallet deposited USD 4.8M USDC into Hyperliquid (source: @lookonchain).

According to @EmberCN, after a 13% daily rise, a single address received 164 million $PENGU from Wintermute about one hour ago and then sold the entire amount on-chain for 2.166 million USDC at an average execution price of $0.0132, detailing clear notional size and fill price for trading benchmarks. Source: @EmberCN (X, Jan 14, 2026) According to @EmberCN, both the transfer origin (Wintermute) and the full conversion to USDC occurred on-chain, implying a total notional of approximately $2.166 million at roughly $0.0132 per token for the 164 million $PENGU sold. Source: @EmberCN (X, Jan 14, 2026)

According to Onchain Lens, Circle minted another $1B USDC on Solana in the past 8 hours, source: Onchain Lens on X, Jan 14, 2026. This implies an approximate minting pace of $125M per hour on Solana during that window, source: Onchain Lens on X, Jan 14, 2026. Year-to-date 2026 USDC mints on Solana now total $4.25B, with the latest $1B accounting for about 23.5% of the YTD issuance, source: Onchain Lens on X, Jan 14, 2026.

According to @iampaulgrewal, on Jan 13, 2026 he urged U.S. constituents to email their Senators via Stand With Crypto regarding "USDC rewards," stating that protecting consumers requires "honoring the law" rather than "bailing out a broken system" (Source: @iampaulgrewal on X, Jan 13, 2026; standwithcrypto.org/action/email/usdc_rewards_jan_7_2026). The campaign link explicitly references "usdc_rewards_jan_7_2026," identifying a stablecoin rewards-focused advocacy effort that traders tracking USDC (USDC) policy can flag for headline monitoring and timing cues (Source: standwithcrypto.org/action/email/usdc_rewards_jan_7_2026; @iampaulgrewal on X, Jan 13, 2026).

According to @iampaulgrewal, he is urging constituents to contact their U.S. Senator to protect consumers by honoring the law rather than bailing out a broken system. Source: @iampaulgrewal on X, Jan 13, 2026. The post links to a Stand With Crypto action page whose URL path includes usdc_rewards_jan_7_2026, explicitly referencing USDC rewards. Source: standwithcrypto.org link included in @iampaulgrewal's post, Jan 13, 2026. This call to action identifies USDC (USDC) as the focal topic via the link text, making it directly relevant to stablecoin-focused traders tracking developments around rewards. Source: standwithcrypto.org link included in @iampaulgrewal's post, Jan 13, 2026.

According to @iampaulgrewal, users are urged to email U.S. Senators to protect consumers by honoring the law rather than bailing out a broken system. Source: https://twitter.com/iampaulgrewal/status/2011170493018026089 The post links to a Stand With Crypto action page at standwithcrypto.org/action/email/usdc_rewards_jan_7_2026, which explicitly references USDC rewards in the URL path. Source: https://twitter.com/iampaulgrewal/status/2011170493018026089 Source: https://standwithcrypto.org/action/email/usdc_rewards_jan_7_2026 The message was posted on Jan 13, 2026 and highlights ongoing advocacy involving USDC, relevant for traders tracking stablecoin policy developments. Source: https://twitter.com/iampaulgrewal/status/2011170493018026089 Source: https://standwithcrypto.org/action/email/usdc_rewards_jan_7_2026

According to @binance, Binance Pool launched a new Miner’s League that lets participants mine BTC, earn points, and receive USDC rewards to boost mining earnings, source: Binance Twitter post on Jan 13, 2026 https://twitter.com/binance/status/2011137039228379502 and Binance support announcement https://www.binance.com/en/support/announcement/detail/c5e19ca585ff4fc5b02be5d7ae1a0ebe.

According to @lookonchain, trader 0x0eD9 sold 599.7 ETH for 2.21M USDC at $3,687 about a year ago, bought 233,584 HYPE at $9.47, and staked the position, source: @lookonchain. @lookonchain reports the address unstaked and sold all HYPE for $5.78M USDC around 5 hours ago, source: @lookonchain. The trader then purchased 1,844 ETH at $3,133, turning 599.7 ETH into 1,844 ETH for a realized profit of 1,245 ETH (~$3.9M), source: @lookonchain. @lookonchain provided Arkham Intelligence explorer links for the related addresses to corroborate the on-chain transfers, source: @lookonchain.

According to @PeckShieldAlert, Yield incurred an estimated $3.73 million loss during a Vault operation that swapped stkGHO to USDC, where 3.84 million GHO was exchanged for only 112,000 USDC due to extreme slippage, per @PeckShieldAlert on X on Jan 13, 2026. For traders, this highlights acute slippage and liquidity risk on GHO/stkGHO to USDC routes; tighten slippage tolerances, verify DEX depth, and monitor GHO and USDC pool pricing before executing orders, based on @PeckShieldAlert’s report on X on Jan 13, 2026.

According to @OnchainLens, a newly created wallet deposited $3.6 million USDC into HyperLiquid and opened a ZEC long position with 10x leverage, source: @OnchainLens on X dated Jan 13, 2026 and CoinMarketMan HyperTracker wallet 0x99a3db3621b051bbc9cb52cbfa9d969117439912. The same wallet has an open order to further increase the ZEC position between $400 and $401, source: @OnchainLens and CoinMarketMan HyperTracker wallet 0x99a3db3621b051bbc9cb52cbfa9d969117439912. Traders tracking ZEC perps on HyperLiquid can monitor price action and fills around $400-$401 given a large leveraged participant has resting bids there, source: @OnchainLens and CoinMarketMan HyperTracker wallet 0x99a3db3621b051bbc9cb52cbfa9d969117439912.

According to @bubblemaps, $NYC surged to roughly $600 million market cap before the team pulled $2.5 million USDC from liquidity pools, triggering a 70 percent price crash. Source: @bubblemaps on X, Jan 13, 2026. According to @bubblemaps, the team also extracted over $1 million by cycling USDC in and out of the $NYC liquidity pools, indicating suspicious LP activity that can severely impair execution and slippage for DEX traders. Source: @bubblemaps on X, Jan 13, 2026. According to @bubblemaps, traders should note that rapid market cap expansion followed by LP withdrawals and a steep drawdown signals acute liquidity and counterparty risk, with heightened volatility risk until LP depth is restored. Source: @bubblemaps on X, Jan 13, 2026. According to @bubblemaps, risk controls for $NYC should prioritize monitoring on-chain LP balances, token ownership privileges, and further USDC movements, and consider smaller position sizing and strict slippage limits on DEX orders. Source: @bubblemaps on X, Jan 13, 2026.

According to @lookonchain, Eric Adams, the former New York City mayor, launched a memecoin $NYC and then removed liquidity at the price peak, withdrawing 3.18M USDC from the liquidity pool (source: https://twitter.com/lookonchain/status/2010991481230934203; source: https://solscan.io/account/9Ty4M4t9MZArhJBKFWbYrzeqdMf2Ua5eHWSRW3LXKyGt). The liquidity removal triggered panic selling among traders, with address Dr6s2o realizing a $473.5K loss (-63.5%) in under 20 minutes (source: https://twitter.com/lookonchain/status/2010991481230934203; source: https://solscan.io/account/Dr6s2ovWKfg32oFjLUdbw3Q33ZMhUEnMUMKMxyty2iFA). The transactions occurred on Solana, as evidenced by the activity recorded on Solscan for the cited addresses (source: https://solscan.io/account/9Ty4M4t9MZArhJBKFWbYrzeqdMf2Ua5eHWSRW3LXKyGt; source: https://solscan.io/account/Dr6s2ovWKfg32oFjLUdbw3Q33ZMhUEnMUMKMxyty2iFA). For traders, the immediate takeaway is elevated liquidity risk in new memecoins when LP funds can be withdrawn rapidly, as demonstrated by the 3.18M USDC removal and the swift drawdown reported (source: https://twitter.com/lookonchain/status/2010991481230934203; source: https://solscan.io/account/9Ty4M4t9MZArhJBKFWbYrzeqdMf2Ua5eHWSRW3LXKyGt).

According to @OnchainLens, a whale deposited 10M USDC into Lighter and opened a 5x leveraged LIT short as a hedge tied to the referenced account; source: @OnchainLens; app.lighter.xyz/explorer/accounts/0x2261207edc313bBFe96ddb98618b87919b9F1AeF. The same account spent 2.2M USDC to buy 1.059M LIT at 2.08 on spot and still holds 2.788M USDC; the author states the account is likely to buy more; source: @OnchainLens; app.lighter.xyz/explorer/accounts/0x2261207edc313bBFe96ddb98618b87919b9F1AeF. Traders can monitor this hedge by tracking position changes and spot fills on the provided Lighter explorer address to gauge flow and liquidity from this account; source: @OnchainLens; app.lighter.xyz/explorer/accounts/0x2261207edc313bBFe96ddb98618b87919b9F1AeF.