According to TRON DAO, a new X post highlights a real-user case where USDT on the TRON network is used to pay a developer abroad, emphasizing fast, low-cost, and borderless settlement, source: TRON DAO on X https://twitter.com/trondao/status/2013338062781133102. The featured content cites Coinsenda and asks how users discovered that USDT on TRON is the most efficient way to make payments today, underscoring cross-border payroll and remittance scenarios, source: Coinsenda on X https://x.com/coin_senda/status/1962940527667556716 and TRON DAO on X https://twitter.com/trondao/status/2013338062781133102. For traders, this post signals ongoing marketing focus on USDT-based payments on TRON, a narrative relevant to monitoring stablecoin transfer activity and network fee competitiveness when assessing TRX and USDT market attention, source: TRON DAO on X https://twitter.com/trondao/status/2013338062781133102. The post does not disclose pricing, volume, or on-chain metric updates, so any trading decisions should be anchored to independent market data and verified analytics, source: TRON DAO on X https://twitter.com/trondao/status/2013338062781133102.

According to @ai_9684xtpa, address 0x81D…74246 has accumulated 103,994.37 stETH and posted it as collateral on Aave while borrowing 200M USDT with a health factor of 1.36 (source: @ai_9684xtpa; on-chain link: https://debank.com/profile/0x81d0ac9a5f91188074fd753a03885162bec74246). According to @ai_9684xtpa, address 0x7b6…135ec performed a similar strategy two days earlier, borrowing 75.01M USDT and building a 38,782.57 stETH position (source: @ai_9684xtpa; on-chain link: https://debank.com/profile/0x7b6520b6a7500ae011faa035337a07c8ec3135ec). According to @ai_9684xtpa, the two addresses have bought a combined 142,776.94 stETH since Jan 7, totaling about $459M in value (source: @ai_9684xtpa). According to @ai_9684xtpa, in the past hour 0x81D…74246 bought wstETH at an average price of $3,932.8, unwrapped to stETH and spent $44.66M, while the past 24 hours saw 66,107.49 stETH added worth $212M, with 15.93M USDT still on-chain (source: @ai_9684xtpa; on-chain link: https://debank.com/profile/0x81d0ac9a5f91188074fd753a03885162bec74246).

According to @OnchainLens, whale 0x81D borrowed $155M in USDT and purchased 65,700 stETH in the last 4 hours, source: https://twitter.com/OnchainLens/status/2013235826109616187 and https://intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6. According to @OnchainLens, the entity now holds 142,777 ETH worth $460.11M across two wallets, source: https://twitter.com/OnchainLens/status/2013235826109616187 and https://intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6. According to @OnchainLens, the whale also withdrew 32,495 ETH ($104.07M) from Binance, and one wallet now holds 94,795 ETH valued at $303.65M, source: https://twitter.com/OnchainLens/status/2013160758419620215 and https://intel.arkm.com/explorer/address/0x81D0AC9a5F91188074Fd753A03885162bEC74246. According to @OnchainLens, these on-chain flows confirm increased ETH-linked positioning via direct ETH and stETH accumulation by the same entity, and traders can monitor further movements via the Arkham entity and address pages, source: https://intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6 and https://intel.arkm.com/explorer/address/0x81D0AC9a5F91188074Fd753A03885162bEC74246.

According to @OnchainLens, a newly created wallet withdrew a combined $25 million in USDT and USDC from Binance and OKX. Source: Onchain Lens X post https://twitter.com/OnchainLens/status/2013191658742165737 and Arkham address dashboard https://intel.arkm.com/explorer/address/0x8308b0424abacffc41894509059c8e699e967225 The wallet deposited $5 million USDC to HyperLiquid and supplied $20 million USDT to HyperLend (hyperlendx), then borrowed 400,000 HYPE. Source: Onchain Lens X post https://twitter.com/OnchainLens/status/2013191658742165737 and Hyperbot trader page https://hyperbot.network/trader/0x8308b0424abacfFc41894509059c8E699E967225 The source also notes a $5 million USDC transfer into spot, indicating it was likely intended to buy HYPE. Source: Onchain Lens X post https://twitter.com/OnchainLens/status/2013191658742165737 These flows concentrate capital around HYPE markets across HyperLiquid and HyperLend and can be monitored in real time via the cited dashboards. Source: Onchain Lens X post https://twitter.com/OnchainLens/status/2013191658742165737, Arkham address dashboard https://intel.arkm.com/explorer/address/0x8308b0424abacffc41894509059c8e699e967225, and Hyperbot trader page https://hyperbot.network/trader/0x8308b0424abacfFc41894509059c8E699E967225

According to @lookonchain, wallet 0x81d0 withdrew 10,057 ETH (~$33.68M) from Binance, staked via Lido for stETH, deposited stETH to Aave, borrowed 45M USDT, bought 13,461 additional stETH, and redeposited the stETH to Aave. According to @lookonchain, the same whale then withdrew another 32,395 ETH (~$103.75M) from Binance. According to Aave documentation, large USDT borrowing increases market utilization and raises variable borrow rates as utilization rises, making USDT funding costlier when heavy leverage is deployed. According to Lido and Curve Finance documentation, sustained buying and depositing of stETH can shift stETH-ETH pool balances in secondary markets, which affects the observed exchange rate between stETH and ETH. According to @lookonchain, the DeBank profile linked in the post enables traders to monitor this address’s subsequent on-chain actions for potential market catalysts.

According to @OnchainLens, a whale bought 10,057 ETH for about $33.68M from Binance, supplied it to Aave V3, then borrowed $45M USDT to purchase 13,461 stETH, while a separate wallet spent $129M USDT to acquire 38,780 stETH, totaling 52,241 stETH funded by $174M USDT. Source: @OnchainLens; Arkham Intelligence intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6 The reported sizes imply an average entry near $3,331 per stETH based on $174M divided by 52,241 stETH, and roughly $3,348 per ETH based on $33.68M divided by 10,057 ETH. Source: @OnchainLens; Arkham Intelligence intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6 Gross capital referenced across the wallets sums to approximately $207.68M when combining the $33.68M ETH buy and $174M stETH purchases. Source: @OnchainLens; Arkham Intelligence intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6 For trading, the flows highlight concentrated on-chain demand for stETH alongside elevated USDT borrowing via Aave V3 tied to this address; monitoring Aave V3 WETH supply and USDT borrow utilization, and stETH liquidity around these cost levels can help assess execution and slippage risk based on the reported activity. Source: @OnchainLens; Arkham Intelligence intel.arkm.com/explorer/entity/88641e10-f810-4846-aba8-a015a7aa3aa6

According to @lookonchain, a newly created wallet 0x81d0 withdrew 10,057 ETH valued at 33.68 million dollars from Binance. According to @lookonchain, the wallet staked the ETH on Lido to receive stETH and deposited the stETH into Aave. According to @lookonchain, the address then borrowed 45 million USDT on Aave, bought 13,461 stETH, and deposited the stETH back into Aave. According to @lookonchain, these transactions resulted in stETH collateral supplied on Aave and a 45 million USDT borrow outstanding.

According to @justinsuntron, TRON, SunX, and HTX are all up and are being positioned as a three-part stack linking settlement, on-chain perpetuals execution, and exchange liquidity to form a low-cost, high-efficiency trading loop (source: @justinsuntron on X, Jan 18, 2026). He states TRON serves as the global settlement base layer with low fees and high throughput, enabling large-scale circulation of USDT and USDD that delivers faster, cheaper, and more reliable transactions for users (source: @justinsuntron on X, Jan 18, 2026). He adds that SunX executes perpetual contracts on-chain with rules-based opening, closing, and liquidation, and that TRON’s low fees provide the conditions needed for high-frequency trading strategies (source: @justinsuntron on X, Jan 18, 2026). The post specifies that funding rates and liquidation records are fully verifiable on-chain, improving risk control for traders (source: @justinsuntron on X, Jan 18, 2026). He notes HTX supplies global user scale and deep liquidity, efficiently connecting on-chain trading, perpetuals, and capital while offering a stable and secure entry point (source: @justinsuntron on X, Jan 18, 2026). The combination of TRON for settlement, SunX for perpetuals execution, and HTX for liquidity aims to provide low cost, high efficiency, and verifiable access for global users (source: @justinsuntron on X, Jan 18, 2026).

According to @lookonchain, USDT (TRC20) net issuance on Tron increased by 22.7B over the past year, lifting the on-chain USDT supply to 82.4B and taking total holders up by 11M to over 70.6M, citing Tronscan data tronscan.org/#/token20/TR7NHqjeKQxGTCi8q8ZY4pL8otSzgjLj6t/analysis. Based on those Tronscan figures cited by @lookonchain, the starting TRC20-USDT supply a year ago was about 59.7B and the holder count about 59.6M, implying roughly 38% year-over-year supply growth and approximately 18.5% holder growth, sourced to the same Tronscan page via @lookonchain. The 12-month issuance pace averages around 1.89B USDT per month and holder additions average roughly 0.92M per month, calculated from the Tronscan dataset referenced by @lookonchain.

According to @paoloardoino, Dr Disrespect announced that Rumble Wallet has launched with non-custodial, instant BTC and USDT tipping, offering full user control and no middlemen, as stated in their X posts source: twitter.com/paoloardoino/status/2012061670449836396, x.com/DrDisrespect/status/2011912876240351675. The explicitly listed features are non-custodial setup, instant BTC/USDT tips, full control, and removal of intermediaries, as described in Dr Disrespect’s announcement post source: x.com/DrDisrespect/status/2011912876240351675. For traders, the confirmed availability of instant BTC and USDT tipping establishes a live payments use case within creator tipping flows, as evidenced by the wording of the announcement posts source: twitter.com/paoloardoino/status/2012061670449836396, x.com/DrDisrespect/status/2011912876240351675.

According to @AltcoinDaily, Iran’s crypto ecosystem activity has spiked to 7.8 billion dollars amid mass protests, citing Chainalysis as the data source, source: Altcoin Daily on X citing Chainalysis. For trading impact, Chainalysis’ Geography of Cryptocurrency Reports show that periods of unrest and capital controls in sanctioned or high-inflation markets tend to drive stablecoin and peer-to-peer volumes higher, which can lift USDT liquidity demand and affect regional price spreads, source: Chainalysis Geography of Cryptocurrency Report 2023 and Chainalysis Geography of Cryptocurrency Report 2024. Traders should monitor USDT, BTC, and ETH flows and premiums in regional hubs such as Turkey and the UAE that Chainalysis identifies as major MENA corridors to gauge liquidity conditions and cross-border routing, source: Chainalysis Geography of Cryptocurrency Report 2024.

According to @paoloardoino, USDT0 marked its first year of extending USDT, described as the largest stablecoin in the world, with Ardoino sharing the USDT0 post announcing the milestone. Source: https://twitter.com/paoloardoino/status/2011908223280840860; Source: https://x.com/USDT0_to/status/2011844983373119513 For traders tracking stablecoin market infrastructure, the update underscores continued efforts around USDT’s expansion that can influence liquidity venues using USDT as a base asset. Source: https://twitter.com/paoloardoino/status/2011908223280840860; Source: https://x.com/USDT0_to/status/2011844983373119513

According to @Celo, the Celo network hosts 25 native stablecoins, including USDT and USDC, alongside local currency stablecoins developed by MentoLabs (source: @Celo). At Binance Blockchain Week, @RegenRene highlighted real-world applications unlocked by local stablecoins, specifically on-chain lending (source: @Celo). Traders tracking Celo can note the availability of USDT, USDC, and local currency stablecoins on the network and that on-chain lending is a stated application (source: @Celo).

According to @simplykashif, China has quietly introduced a plan to counter USD-backed stablecoins by positioning the digital yuan (e-CNY) against USDT and USDC, as shared in a video update on X; traders should note potential policy-driven shifts in stablecoin usage in CNY-linked markets, source: @simplykashif on X. China’s central bank has been advancing e-CNY domestically and participating in BIS-led Project mBridge for cross-border wholesale CBDC settlement with regional partners, indicating an official alternative to USD stablecoin rails, source: Bank for International Settlements (BIS) Innovation Hub mBridge reports and People’s Bank of China e-CNY program disclosures. USDT remains the dominant stablecoin in East Asia crypto flows, underpinning liquidity on major venues serving the region, which frames the competitive landscape the e-CNY initiative may target, source: Chainalysis Geography of Cryptocurrency reports and Kaiko stablecoin market structure research. Key trading monitors include USDT-CNH OTC spreads, USDT and USDC market share shifts on Asia-facing exchanges, and any official e-CNY cross-border pilot updates that could re-route settlement flows, source: Kaiko market data, exchange public dashboards, and BIS/PBoC public updates.

According to the source, Bank of America CEO Brian Moynihan said interest-bearing stablecoins could take as much as $6 trillion out of bank deposits, flagging direct competition for traditional deposit funding and signaling a potential shift in where cash earns yield. Source: statement attributed to the Bank of America CEO in a Jan 15, 2026 social media post referenced in the prompt. For traders, the CEO’s warning implies potential rotation toward yield-paying stablecoin products and away from low-yield bank deposits, which could influence liquidity conditions across major stablecoins like USDT and USDC and related on-chain settlement volumes. Source: same CEO statement; reference data for deposit trends is tracked by the Federal Reserve H.8 release.

According to @EmberCN, after BTC broke above 97,000, a whale sold 300 WBTC at 97,053 into 29.11M USDT to repay debt, following prior looped-lending purchases totaling about 263M in WBTC and ETH, source: @EmberCN on X, Jan 15, 2026. The same address has realized losses of 39.15M from buying high and selling lower, source: @EmberCN on X, Jan 15, 2026. The whale’s earlier accumulation included 1,560 WBTC bought in Aug 2025 at 116,762 each (~182M), source: @EmberCN on X, Jan 15, 2026.

According to the source, Bitcoin advocates are pressing U.S. lawmakers to address how stablecoin transactions are taxed, underscoring uncertainty when tokens like USDT and USDC are used for trading or payments, source: public X post dated January 14, 2026. Under current federal guidance, digital assets are treated as property, so swapping or spending a stablecoin can trigger capital gains or losses and record‑keeping obligations, source: IRS Notice 2014-21 and IRS Form 1040 Instructions (Digital Assets, 2024). Stablecoins serve as primary quote and settlement assets in crypto markets, including for BTC and ETH pairs on major venues, making their tax treatment directly relevant to market microstructure and trading flows, source: Bank for International Settlements, 2023 analysis of stablecoin use in crypto markets. Policy discussions in Congress have included a de minimis exemption for small digital asset transactions to reduce compliance burdens, which CRS notes is intended to facilitate everyday use of digital assets and would be applicable to stablecoin payments, source: Congressional Research Service, 2023 report on virtual currency taxation and de minimis proposals.

According to the source, U.S. federal authorities have filed to forfeit about $200,000 in Tether (USDT) allegedly tied to a Tinder-based pig-butchering romance scam. For traders, targeted USDT seizures highlight continued monitoring of stablecoin flows and the potential for address freezes, according to the U.S. Department of Justice’s prior crypto seizure and forfeiture actions in public filings. Pig-butchering schemes represent a significant fraud vector that draws sustained enforcement attention, according to Chainalysis’ 2024 Crypto Crime Report. USDT involved in illicit activity can be frozen or recovered in coordination with authorities, according to Tether’s November 2023 announcement detailing a 225 million USDT freeze linked to romance-scam networks. Monitoring any disclosed wallet identifiers and exchange compliance updates is prudent as sanctions and compliance controls can restrict tainted funds’ movement, according to OFAC’s virtual currency sanctions compliance guidance.

According to CoinMarketCap, the Markets tab helps CEX traders see which exchanges like Binance and Kraken have the highest liquidity and the best trading pairs such as USDT, USD, and BTC, source: CoinMarketCap on X, Jan 13, 2026, tweet 2010994910762021334. For DeFi users, clicking the DEX tab shows liquidity pools on Uniswap and other protocols so users can find where liquidity resides, source: CoinMarketCap on X, Jan 13, 2026, tweet 2010994910762021334. This instruction is part 5 of a 6-step thread teaching how to use CoinMarketCap’s market pages, source: CoinMarketCap on X, Jan 13, 2026, tweet 2010994910762021334.

According to @EmberCN, Pump.fun transferred 148 million in USDC and USDT to Kraken about one hour ago, with the funds identified as proceeds from the June 2025 PUMP ICO, and on-chain traces provided for verification. Source: @EmberCN on X; Arkham Intelligence intel.arkm.com/explorer/address/4jtZwKHXD7vToiiPyqwa9467FQc19Mcy62wSFHijZqqE; Arkham Intelligence intel.arkm.com/explorer/entity/pump-fun According to @EmberCN, cumulative transfers to Kraken since Nov 15 now total 753 million in USDC and USDT from the PUMP ICO treasury, indicating sustained exchange-directed stablecoin flows. Source: @EmberCN on X; Arkham Intelligence intel.arkm.com/explorer/entity/pump-fun According to @EmberCN, in a prior instance Pump.fun deposited 75 million USDC to Kraken, followed by a 69.26 million USDC transfer from Kraken to Circle, the USDC issuer, observed on-chain. Source: @EmberCN on X; Arkham Intelligence intel.arkm.com/explorer/entity/pump-fun According to @EmberCN, the observed endpoints in these flows are Kraken deposit addresses and Circle-linked addresses, which traders can verify via the referenced Arkham intelligence pages to track liquidity movements linked to PUMP ICO proceeds. Source: @EmberCN on X; Arkham Intelligence intel.arkm.com/explorer/address/4jtZwKHXD7vToiiPyqwa9467FQc19Mcy62wSFHijZqqE; Arkham Intelligence intel.arkm.com/explorer/entity/pump-fun