According to @rovercrc, SoFi has become the first U.S. bank to integrate the Bitcoin Lightning Network and UMA to enable cross-border payments, source: @rovercrc. The X post dated Aug 20, 2025 did not disclose rollout timing, supported payment corridors, fee structure, or transaction capacity metrics, source: @rovercrc. The announcement explicitly references Bitcoin BTC via the Lightning Network, making BTC the directly implicated asset in this development, source: @rovercrc.

According to @rovercrc, Michael Saylor said the road is now clear for Bitcoin and banking in a video posted on Aug 15, 2025, signaling a favorable stance toward deeper integration between BTC and traditional financial institutions. source: @rovercrc The clip does not specify any concrete policy changes, counterparties, or implementation timelines, implying no immediate, verifiable operational impact for exchanges or banks at this time. source: @rovercrc For traders, the prudent setup is headline-driven: wait for named bank custody, payment integration, or balance-sheet disclosures before positioning for sustained BTC liquidity and adoption flows. source: @rovercrc