According to The Kobeissi Letter, the unemployment rate among new US college graduates has averaged 6.6% over the past 12 months, marking the highest level in a decade aside from 2020 (source: The Kobeissi Letter, June 18, 2025). This persistent weakness in the US job market for young professionals may increase interest in alternative investment opportunities, including cryptocurrencies like BTC and ETH, as graduates seek new ways to build wealth amid limited traditional employment prospects. Traders should monitor shifts in retail investment flows and risk appetite, as elevated youth unemployment has historically correlated with increased retail participation in digital assets.

According to @WhiteHouse, the recently announced One Big Beautiful Bill introduces Trump Savings Accounts for newborns, aiming to provide a financial head start for American children (source: White House, June 10, 2025). This legislative move is expected to increase household savings and shift capital allocation behavior, potentially impacting risk appetite in both traditional and digital asset markets. Crypto traders should monitor for increased retail investment flows into cryptocurrencies as families seek diversified growth opportunities outside of traditional savings accounts. Historically, policy-driven savings initiatives have led to higher retail participation in digital assets, suggesting a possible uptick in crypto market activity in the coming quarters (source: Federal Reserve, 2023; CoinDesk, 2023).

According to The Kobeissi Letter, US households have depleted $3 trillion in savings since August 2021, fully exhausting the $2.1 trillion in excess savings accumulated during the pandemic by Q2 2024 (source: @KobeissiLetter, May 10, 2025). This rapid drawdown in household liquidity suggests diminished consumer financial resilience, which could reduce retail investment flows into both traditional and crypto markets. Crypto traders should watch for potential shifts in market sentiment as reduced household savings may impact demand for risk assets.