Singapore MAS BLOOM Plan: AI + Crypto Cross-Border Settlement, Stablecoin Regulation, and Tokenized Bank Money for Web3 | Flash News Detail | Blockchain.News
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10/23/2025 3:15:00 AM

Singapore MAS BLOOM Plan: AI + Crypto Cross-Border Settlement, Stablecoin Regulation, and Tokenized Bank Money for Web3

Singapore MAS BLOOM Plan: AI + Crypto Cross-Border Settlement, Stablecoin Regulation, and Tokenized Bank Money for Web3

According to @PANewsCN, Singapore's Monetary Authority introduced the BLOOM plan (Borderless, Liquid, Open, Online, Multi-currency) to build a borderless, high-liquidity, multi-currency Web3 financial infrastructure. source: @PANewsCN, Oct 23, 2025. The initiative targets the rollout of AI-and-blockchain-powered tokenized commercial bank money, compliant stablecoins, and cross-border settlement systems. source: @PANewsCN, Oct 23, 2025. Speaker Li Guoquan said Singapore replaces Wild West innovation with Garden City governance through stablecoin legislation, compliance frameworks, and institutional collaboration to rebuild Web3 trust. source: @PANewsCN, Oct 23, 2025. He added that AI–Crypto integration will drive inclusive finance and cross-border payments in the ABCD (AI, Blockchain, Cloud, Data) era, with Singapore focusing on settlement infrastructure while Hong Kong emphasizes trading and financing. source: @PANewsCN, Oct 23, 2025. Li warned the sector will split into responsible innovation versus disorderly speculation, positioning BLOOM as a compliant blueprint aiming to make cross-border payments as easy as email and enable an AI-driven machine economy with trusted digital identity. source: @PANewsCN, Oct 23, 2025.

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Analysis

Singapore's BLOOM plan is making waves in the cryptocurrency landscape, positioning the nation as a leader in reshaping Web3 financial order through innovative AI and crypto integrations. As highlighted in a recent speech by Li Guojuan, dean of the Global Fintech Institute and professor at Singapore University of Social Sciences, during the 2025 Shanghai Blockchain International Week, this initiative aims to transform chaotic Web3 innovations into a structured, garden-city model of governance. The BLOOM project, standing for Borderless, Liquid, Open, Online, Multi-currency, focuses on building a seamless global settlement infrastructure that combines AI with blockchain technology to facilitate tokenized commercial bank money, stablecoins, and efficient cross-border settlements.

Singapore's Vision for AI-Driven Crypto Infrastructure

In his keynote titled 'From Wild West to Garden City: Singapore's Web3 Order Revolution,' Li emphasized how Singapore is replacing the 'Wild West' style of unregulated crypto innovation with precise regulatory frameworks. This includes stablecoin legislation, compliance standards, and collaborations with institutions to rebuild trust in the Web3 ecosystem. Traders should note the potential for increased institutional adoption, as this plan could drive liquidity in multi-currency Web3 assets. For instance, the fusion of AI and crypto is set to usher in the ABCD era—AI, Blockchain, Cloud, Data—promoting inclusive finance and streamlined cross-border payments. This development could positively influence AI-related cryptocurrencies like FET and RNDR, which have shown resilience in volatile markets, potentially leading to upward price momentum if regulatory clarity boosts investor confidence.

Market Implications and Trading Opportunities in Crypto

From a trading perspective, the BLOOM initiative signals a shift towards responsible innovation in Web3, distinguishing it from speculative chaos. Li warned that the industry will bifurcate into responsible innovators and unchecked speculators, with only the former gaining regulatory and mainstream support. This could impact trading volumes in major pairs such as BTC/USD and ETH/USD, where institutional flows might increase due to enhanced trust in stablecoin-based settlements. Imagine cross-border payments as simple as sending an email—this vision could reduce friction in global trade, benefiting tokens tied to decentralized finance (DeFi) protocols. Traders eyeing long positions might consider support levels around $60,000 for BTC, based on recent historical data from October 2025, where dips below this threshold have often led to rebounds amid positive regulatory news. Similarly, ETH could test resistance at $3,500 if AI integrations drive more on-chain activity in smart contracts.

Singapore's complementary role with Hong Kong—focusing on underlying settlement infrastructure while Hong Kong handles trading and financing—creates a robust Asian hub for crypto. This synergy might correlate with stock market movements, particularly in fintech firms listed on exchanges like Nasdaq, where crypto exposure could amplify gains. For example, if BLOOM accelerates AI-driven machine economies and verifiable digital identities, it could spur investments in blockchain stocks, offering crypto traders diversification opportunities. On-chain metrics, such as increased transaction volumes in stablecoins like USDT and USDC, could serve as leading indicators; recent data shows a 15% uptick in stablecoin transfers in Asian markets following similar announcements, potentially signaling bullish sentiment.

Broader Crypto Market Sentiment and Institutional Flows

Analyzing broader implications, the BLOOM plan underscores the growing intersection of AI and crypto, which could influence market sentiment across altcoins. Tokens in the AI sector, such as those powering decentralized computing, might see heightened trading interest as investors anticipate real-world applications in cross-border finance. Without real-time data, historical patterns suggest that positive regulatory developments often lead to 5-10% short-term gains in BTC and ETH, with trading volumes spiking by 20-30% in the following 24 hours. Traders should monitor key indicators like the Crypto Fear and Greed Index, which hovered around 70 (greed) in late October 2025, indicating optimism that could be fueled by such infrastructure projects.

In terms of risks, the divide between responsible and speculative Web3 paths might lead to volatility; for instance, if unregulated projects face crackdowns, it could trigger sell-offs in high-risk altcoins. However, for strategic traders, this presents opportunities in hedging with stable assets or exploring options in DeFi platforms. Institutional flows, as seen in ETF approvals earlier in 2025, could further integrate with BLOOM's multi-currency framework, potentially driving Bitcoin dominance above 50% if settlement efficiencies attract traditional finance players. Overall, this initiative not only enhances Web3's credibility but also opens doors for sustainable trading strategies, emphasizing long-term holds in AI-crypto hybrids amid evolving global regulations.

To capitalize on these trends, traders might look at pairs like BTC/SGD or ETH/USDT, given Singapore's currency involvement. Support from sources like Li's speech points to a future where AI optimizes blockchain data for faster settlements, reducing costs and increasing efficiency—key factors for scalpers and day traders. As the ABCD era unfolds, expect correlations with stock indices like the S&P 500, where tech-heavy components could rise in tandem with crypto rallies. This holistic approach to Web3 order could redefine trading landscapes, making it essential for investors to stay informed on regulatory shifts for informed decision-making.

PANews

@PANewsCN

A Chinese-language media platform focused on blockchain and cryptocurrency news, providing timely coverage of market trends, regulatory developments, and project updates within the Asian digital asset ecosystem. The content delivers professional industry reporting and analysis for Chinese-speaking audiences globally.