According to @LexSokolin, Canada has confirmed its Real-Time Rail will launch in 2026 alongside new stablecoin regulations, while stablecoins now account for over 60% of on-chain transfer value and are moving beyond crypto trading into real commerce; Source: Lex Sokolin via Twitter on Dec 1, 2025. According to @LexSokolin, the US has passed the GENIUS Act for federal stablecoin oversight and Europe’s MiCA is live, signaling a shift from hype to payment infrastructure evolution that traders should track for stablecoin rail liquidity and settlement dynamics; Source: Lex Sokolin via Twitter on Dec 1, 2025. According to @LexSokolin, most bank risk systems were built for permissioned rails with T+1 settlement and siloed fraud, credit, and AML tooling, which cannot keep pace with 24/7, cross-border, instant-settlement stablecoin flows; Source: Lex Sokolin via Twitter on Dec 1, 2025. According to @LexSokolin, AI-driven fraud vectors are escalating—deepfakes bypassing video KYC, credential-stuffing bots causing account takeovers, and smart contracts fragmenting and laundering funds faster than manual analysis—so traditional alerts arrive after funds move; Source: Lex Sokolin via Twitter on Dec 1, 2025. According to @LexSokolin, a unified decision engine like the approach highlighted at Oscilar correlates identity data, transaction patterns, and blockchain signals in under 100 milliseconds to manage real-time payments risk; Source: Lex Sokolin via Twitter on Dec 1, 2025. According to @LexSokolin, traders should monitor stablecoin settlement rails, regulatory timelines, and bank onboarding risk as drivers of on-chain payment throughput and stablecoin pair liquidity across exchanges and DeFi; Source: Lex Sokolin via Twitter on Dec 1, 2025.