According to Michaël van de Poppe, Reeve Collins, the co-founder of Tether and STBL, discussed the challenges stablecoins face from banks and their potential future. Collins highlighted that banks are lobbying against yield-bearing stablecoins to protect their own interests. He introduced the concept of Stablecoin 2.0, which aims to redistribute yield back to users rather than issuers. Additionally, Collins warned about the control governments may exert through CBDCs and explored how AI agents could revolutionize wallet management and transactions. The discussion also analyzed the failure of algorithmic stablecoins like Terra Luna.