According to @StockMarketNerd, Nu Holdings (ticker: NU) has applied for a U.S. bank charter and has discussed serving underserved Latin Americans in the U.S. as a strategic focus (source: @StockMarketNerd on X, Sep 30, 2025). For trading context, acceptance of an application by the Office of the Comptroller of the Currency and any related FDIC deposit insurance submission are standard milestones in the bank charter process that can create catalysts for headlines and regulatory updates (source: Office of the Comptroller of the Currency Charters and Licensing Manual; source: Federal Deposit Insurance Corporation Deposit Insurance Application guidance). Investors can also monitor whether management references its existing NuCripto product when outlining any U.S. strategy, as the company previously launched retail crypto trading in Brazil via its platform, which is relevant for potential on-ramp narratives and fintech-crypto convergence (source: Nu Holdings press release, May 2022). The original post did not include an official filing link or company press release, so traders should seek verification via company investor relations updates and regulator dockets before acting (source: @StockMarketNerd on X, Sep 30, 2025).