According to @business, Pagaya uses a closely held AI model to evaluate loan applications from subprime borrowers, and investors are seeking more transparency into how that model works (source: Bloomberg, The Brink newsletter). According to @business, the report highlights investor concern focused on disclosure around AI-driven underwriting for higher-risk credit, which is directly relevant to trading sentiment in AI-enabled consumer lending names (source: Bloomberg, The Brink newsletter). According to @business, the coverage centers on Pagaya’s model and transparency issues and does not reference cryptocurrencies or digital assets (source: Bloomberg, The Brink newsletter).