According to @ThinkingUSD, if US brokerages begin accepting stablecoin deposits, it would change the entire market, source: @ThinkingUSD. According to @ThinkingUSD, on/off ramping from New York is especially difficult and the author states they cannot use Robinhood from New York, source: @ThinkingUSD. According to @ThinkingUSD, these constraints highlight funding and settlement frictions that affect capital deployment and access to liquidity for traders operating under New York conditions, source: @ThinkingUSD.