According to Adrian (@adriannewman21), the current crypto market lacks true on-chain fixed income products, as yields are primarily driven by factors like borrowing-lending spreads, funding rates, and leverage, rather than stable cash flows as seen in traditional finance (TradFi) fixed income systems. This structural difference means that while investment-grade (IG) bonds in TradFi can offer steady returns of 5-6% based on corporate cash flows, crypto yields are often more volatile and less predictable, impacting trading strategies and risk management for crypto investors (Source: Adrian Twitter, May 12, 2025).

According to @jessepollak, onchain lending is experiencing a significant surge in activity on the Base network, with rapid user adoption and increasing transaction volumes reported (source: Twitter, May 3, 2025). Traders should monitor emerging lending protocols on Base for potential liquidity opportunities and yield variations, as the influx of users may influence token prices, lending rates, and collateral dynamics across decentralized finance platforms.

According to EmberCN on Twitter, Bybit has launched its new Megadrop platform, allowing traders to earn new token airdrops by depositing USDT or MNT into fixed-term savings. Participants not only receive regular interest from their savings, but they also accumulate points based on their deposit amount and duration. These points determine the proportion of new token airdrops distributed from the reward pool. This mechanism offers traders an additional incentive to allocate capital into Bybit's savings products, potentially enhancing yield and providing early access to new tokens. For active traders, leveraging Megadrop could optimize returns and diversify exposure to upcoming crypto assets (Source: EmberCN on Twitter, April 30, 2025).

According to @MilkRoadDaily, institutions have invested over $100 billion into Bitcoin ETFs, showing their comfort with regulated, familiar, and safe investment vehicles. However, the hesitancy to put Bitcoin to work through borrowing or earning yield highlights the complexities and risks involved. Institutions focus on the stability and regulation of ETFs rather than venturing into yield-generating strategies, which remain less regulated and riskier.