According to the source, a social post claims Erebor has obtained a U.S. federal charter to operate a crypto bank; traders should confirm any charter directly via the OCC’s Weekly Bulletin and charter decisions before repositioning, as these records are the authoritative source for national bank charters (source: occ.treas.gov/publications-and-resources/weekly-bulletin; occ.treas.gov/topics/charters-and-licensing). If confirmed, a national bank authorization from the OCC governs permissible activities, interstate operations, and supervisory standards that affect custody and payments frameworks relevant to stablecoin issuance and reserve management (source: occ.treas.gov/topics/charters-and-licensing; occ.treas.gov/publications-and-resources/legal-interpretations/interpretations-and-actions). Trading checklist right now: monitor USDT and USDC circulating supply and market share to detect rotation across stablecoins using issuer transparency pages and market trackers (source: tether.to/transparency; circle.com/transparency; coinmarketcap.com/stablecoins). Cross-check on-chain exchange balances and net flows for stablecoins to assess liquidity changes across venues using reputable analytics dashboards (source: glassnode.com; nansen.ai; cryptoquant.com). Track BTC and ETH basis, funding rates, and USD stablecoin order book depth on major derivatives venues to gauge leverage and demand shifts around any banking developments (source: coinglass.com; deribit.com).