According to @mrmoneymustache, the Crossover Point is reached when your investment income equals your monthly expenses, marking true Financial Independence. For crypto traders, monitoring this metric is crucial for determining when you can rely solely on passive income from assets like Bitcoin or Ethereum rather than active trading. This milestone is essential for building an effective withdrawal strategy and managing crypto portfolio risk, as highlighted by @mrmoneymustache (source: twitter.com/mrmoneymustache/status/insert_tweet_id).