According to @jchervinsky, restricting stablecoin yield or rewards lacks valid policy justification and would harm US consumers, the US dollar, and national security, while protecting banks’ zero-interest deposit accounts from competition. Source: Jake Chervinsky on X, Jan 14, 2026. Paul Grewal of Coinbase alleges big banks earn over 360 billion dollars annually from payments and deposits and are lobbying to kill crypto rewards, arguing Congress should not pick winners and losers at the expense of everyday Americans. Source: Paul Grewal on X, Jan 14, 2026. For traders, these posts highlight an active policy dispute around stablecoin reward programs and signal regulatory headline risk that could determine the availability of crypto rewards across platforms; monitor Congressional discussions and exchange policy updates referenced by the authors. Source: Jake Chervinsky on X, Jan 14, 2026; Paul Grewal on X, Jan 14, 2026.