According to Brad Freeman (@StockMarketNerd), the key trading insight is that SOFI's long-term earnings growth and its ability to compound profits across market cycles make it a strong investment candidate, regardless of whether it is viewed purely as a bank. For traders, this focus on sustainable profit expansion is crucial, as consistent compounding drives superior returns over time. This analysis suggests that SOFI's financial model and growth trajectory could attract institutional and retail investors, potentially influencing capital flows into fintech-related crypto assets and tokens with exposure to traditional finance growth trends (source: Twitter - Brad Freeman, May 15, 2025).