Stocks

UPST

Upstart

AI-driven credit underwriting for consumer lending.

$24.64
▲ +0.19 (+0.78%)
Close of · NASDAQ · Quotes are delayed at least 15 minutes.
12-month closing price

UPST key data

Open
$24.33
Day range
$23.72 – $24.78
52-week range
$23.72 – $64.15
Volume
5.12M
Market cap
$2.38 billion
Shares outstanding
97.31M
Industry
Finance Services
Employees
1,405
P/E (TTM)
50.3
EPS (TTM, diluted)
$0.49

Latest reported results

Q2 FY2026 · period ended · filed

Revenue (quarter)
$364.71 million
Net income
$16.54 million
Net margin
4.5%
EPS (quarter)
$0.16
Revenue (TTM)
$1.25 billion
Shareholder equity
$797.49 million

Revenue & earnings trend

Last 8 reported quarters, oldest to most recent. Bar height is revenue; the figure below each bar is net income (red = net loss).

Q2 FY2024
$54.47 million
Q3 FY2024
$6.76 million
Q1 FY2025
$2.45 million
Q2 FY2025
+$5.61 million
Q3 FY2025
+$31.81 million
Q4 FY2025
+$18.64 million
Q1 FY2026
$6.65 million
Q2 FY2026
+$16.54 million

Dividends & corporate actions

  • Split — 1-for-52.48 on .

About Upstart

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Upstart website

UPST price chart

Daily open, high, low and close with volume.

Quotes are delayed at least 15 minutes.

UPST technical indicators

Computed daily from UPST's own price history — not third-party ratings. Technical analysis describes past price behaviour; it is information, not investment advice.

RSI (14-day)
37.3 (Neutral)
50-day moving average
$28.19
200-day moving average
$32.99
Trend signal
Death Cross (bearish long-term trend)
MACD (12, 26, 9)
Bearish (MACD below signal line)
Bollinger Bands (20-day)
$23.09 – $29.96
Stochastic %K (14-day)
20.4 (Neutral)
ATR (14-day)
$1.27

Fibonacci retracement

Based on UPST's high/low over the same history as the chart above.

0.0%
$76.95
23.6%
$64.39
38.2%
$56.62
50.0%
$50.34
61.8%
$44.05
78.6%
$35.11
100.0%
$23.72

UPST vs. sector peers

Price and trailing P/E ratio next to UPST's closest covered peers.

Company Price P/E (TTM)
Upstart (UPST) $24.64 50.3
SoFi (SOFI) $16.80 34.3
Affirm (AFRM) $71.57 12.9
Affirm (AFRM) $71.57 12.9
SoFi (SOFI) $16.80 34.3

Quotes are delayed at least 15 minutes. Peers come from Polygon's related-company mapping, limited to symbols this desk covers.

UPST frequently asked questions

What is the UPST stock price today?

Upstart (UPST) last closed at $24.64 on September 24, 2026. Quotes are delayed at least 15 minutes.

What is the 52-week range for UPST?

Over the past 52 weeks UPST has traded between $23.72 and $64.15.

What is Upstart's market cap?

Upstart has a market capitalisation of about $2.38 billion.

Which exchange is UPST listed on?

UPST trades on NASDAQ, in the Finance Services industry.

What is UPST's P/E ratio?

Based on trailing twelve-month diluted earnings of $0.49 per share and a $24.64 share price, UPST trades on a price-to-earnings ratio of about 50.3.

What was Upstart's most recent revenue?

Upstart reported revenue of $364.71 million for Q2 FY2026, with net income of $16.54 million.

What is Upstart's return on equity?

Upstart generated a trailing twelve-month return on equity of about 7.6%.

When did UPST last split?

Upstart last executed a 1-for-52.48 stock split on June 19, 2012.

Is UPST overbought or oversold?

UPST's 14-day relative strength index (RSI) is 37.3, which is neutral on the standard 30/70 scale. RSI measures the speed of recent price moves, not a price target — this is not investment advice.

Is UPST in an uptrend or downtrend?

UPST's 50-day moving average is currently below its 200-day moving average — a Death Cross (bearish long-term trend) in classic technical-analysis terms. Moving-average crossovers describe past price behaviour, not a forecast.

UPST sectors

Others in Fintech & payments

Related stocks

Quotes are delayed at least 15 minutes. Last updated .