Reps. Young Kim and Sam Liccardo just dropped the bipartisan PACE Act, slamming a path for a national payments license that fintech and crypto companies have craved amid brutal state-by-state regs. This bill empowers regulated state banks and credit unions to handle money transmission without the patchwork nightmare, potentially supercharging Bitcoin adoption and BTC market flows as federal oversight trumps fragmented state rules. Crypto firms dodging endless state licenses could finally scale nationally, echoing last year's fintech regulation bill pushes that aimed to streamline operations but fell short. Expect this to ignite debates on crypto national payments license frameworks, fintech regulation bill impacts, and broader crypto industry regulation shifts.