ProvenAuthority: KYC Shifts to Verified Financial Agency

ProvenAuthority states the next generation of KYC must answer who or what acts on behalf of a person rather than simply confirming identity. A person may delegate authority to an agent while a company allows an API to execute payments and treasury workflows move stablecoins automatically across wallets and rails. This shift breaks the old assumption that financial action is always human-initiated and creates fresh delegated authority and access control challenges in automated payments. You can verify the wallet yet still fail to confirm whether the agent exceeded its mandate or whether the workflow stayed compliant. Identity must therefore evolve into agency through Verified Financial Agency that defines the actor, sets authority limits and enables full audit trails. The change represents the next access-control problem in financial infrastructure rather than any niche AI issue.