Paybis Reports 98% of Stablecoin Volume Driven by Business Clients
Iris Coleman Jun 03, 2026 22:30
Paybis reveals 98% of its stablecoin payout volume in 2026 was driven by business clients, signaling stablecoins' growing role in B2B payments.
Business transactions are dominating stablecoin usage on Paybis, with the crypto exchange reporting that 98% of its stablecoin payout volume in the first four months of 2026 came from corporate clients. That’s a significant leap from just 36% in 2023, underscoring the rapid adoption of stablecoins for business-to-business (B2B) payments.
Paybis’s data aligns with broader market trends. According to McKinsey, stablecoin payment volumes reached $390 billion globally in 2025, with B2B transactions accounting for an estimated 60%. For Paybis, stablecoins now dominate its overall platform activity, comprising 86% of crypto volume in April 2026—up from just 12% in mid-2023.
Why Businesses Are Turning to Stablecoins
The appeal of stablecoins lies in their ability to provide near-instant settlement, low transaction costs, and 24/7 operability—all major pain points in traditional cross-border payments. On Paybis, the largest sources of B2B stablecoin volume include digital goods, virtual asset businesses, technology firms, retail and e-commerce, and fintech companies. Together, these sectors accounted for over 78% of the platform’s B2B activity.
Yet, misconceptions remain. Paybis’s survey found that nearly half of businesses overestimated settlement times, expecting stablecoin transfers to take one hour to a full day. In reality, most transactions settle in seconds or minutes, depending on the blockchain network. Similarly, many businesses believed fees would run as high as 3%, far above the sub-1% benchmark typical for stablecoin payments.
Stablecoins Gain Broader Market Traction
Stablecoins are increasingly becoming a cornerstone of the digital payments ecosystem. As of June 3, 2026, the total stablecoin market capitalization stands at $319.5 billion, up from $247.3 billion a year ago, according to DefiLlama. Tether (USDT) maintains its dominance with a 59% market share, while Circle’s USDC has climbed to $76 billion in circulation, bolstered by $21.5 trillion in on-chain transaction volume in Q1 2026.
The proliferation of new payments-focused stablecoins reflects this growth. Recent launches include MoneyGram’s MGUSD for cross-border remittances and Falcon Finance’s institutional-grade fUSD. These tokens aim to capture niche use cases like banking, remittances, and tokenized asset settlements, further embedding stablecoins into mainstream financial infrastructure.
Regulation and Compliance Shape the Market
Regulation has been a double-edged sword for stablecoin adoption. In the U.S., the GENIUS Act established a federal framework for fiat-backed stablecoins, while Europe’s MiCA regulation is rolling out in 2026, creating a harmonized legal environment. At the same time, issuers like Tether have faced enforcement scrutiny. Last month, Tether reportedly froze $514 million worth of USDT at regulators’ behest, highlighting the compliance obligations tied to stablecoin operations.
Despite these challenges, businesses continue to embrace stablecoins, particularly for international payments. According to Paybis, 22.5% of surveyed companies already use stablecoins or plan to adopt them within the next year. The ability to settle transactions instantly while cutting costs is proving too compelling to ignore.
With stablecoins processing $46 trillion in annual transactions as of 2026, the technology is no longer just a niche crypto tool. It’s becoming a foundational layer in global payments, treasury management, and tokenized finance—a trend that shows no signs of slowing down.
Image source: Shutterstock.jpg)