Bitunix Earn vs. MEXC vs. BingX: How To Earn USDT Using These Exchanges
Rebeca Moen Feb 03, 2026 09:10
Numerous crypto exchanges, such as Bitunix, MEXC, and BingX, offer users the opportunity to earn USDT without requiring advanced knowledge.
You can earn USDT on numerous crypto exchanges without advanced crypto knowledge or trading experience. Popular platforms like Bitunix, MEXC, and BingX offer earning programs for users who want to gain more from their idle assets. You can lock your crypto holdings for any period between hours and months to generate passive income and boost your gains.
This article lists some of the best USDT-earning services to help you turn idle crypto into working capital.
Bitunix - A Superior Crypto Earning Experience
Bitunix is a top-quality crypto exchange serving over 3 million users worldwide and offering numerous trading features. The platform gives users exposure to USDT gains with daily ROI by placing their idle assets into yield-growing products. Bitunix Earn is conveniently divided into two products for beginner and advanced traders, Easy Earn and Dual Investment.
Easy Earn on Bitunix
Easy Earn incorporates two earning products on Bitunix: Flexible Savings and Fixed-Term Savings.
Flexible savings lets users stake their chosen tokens and gain interest in USDT with hourly accruals. Unlike other crypto exchanges that offer flexible earnings, Bitunix allows stakers to redeem funds to their spot wallets at any time, without delay.
Alternatively, Bitunix users can earn a higher APR by locking their assets for 7 to 30 days. This feature provides a clearer accrual rate and lets users withdraw their assets and interest only after the lock-up period ends.
The estimated APR for USDT in the Bitunix Easy Earn program ranges between 3.85% and 11.60%. Fortunately, Bitunix provides a user-friendly Earnings Calculator, giving an estimate of how much interest you can accrue depending on the amount of assets you wish to commit.
Use Bitunix’s Earnings Calculator for clear APR estimates.
Dual Investment
Experienced users can increase their USDT earnings with Bitunix Earn’s Dual Investment feature. The platform can choose from various crypto pairs, each with a target price, estimated APR, and settlement date.
They then set yield objectives by selecting a direction, like Buy Low or Sell High. Moreover, they can receive the yield in either of the two cryptocurrencies in the pair. The estimated APR in USDT for dual investments on Bitunix Earn varies widely, depending on the pair used, and ranges from 5% to 287% as of early January 2026.
How to Earn with MEXC
MEXC is a cryptocurrency trading platform available in over 170 countries worldwide. The exchange caters to millions of traders active in spot and futures cryptocurrency trading. Alternatively, it allows users to earn from their idle crypto holdings through flexible and fixed savings and Futures Earn products.
Hold and Earn
This feature is the updated version of a previous product, Flexible Savings. It allows users to earn daily or hourly interest on their assets automatically and without staking. Users can redeem their assets and accrued interest at any time. Users can earn between 4% and 8% APR on USDT funds locked in flexible savings.
Fixed Savings
MEXC users can lock their assets for fixed periods of 7 to 90 days and earn interest for the duration of the lock. Users may choose to redeem some plans before maturity, but doing so incurs a penalty on the pending interest, which varies by plan. The platform offers varying APRs for USDT fixed savings, ranging from 8% to 15%.
Futures Earn
This product allows users to lock eligible funds in their Futures accounts without affecting their regular Futures trading operations. Users can earn an estimated APR of 3% to 20% by locking at least 0.1 USDT.
How to Earn with BingX Wealth
BingX is an AI-powered crypto exchange offering derivatives, spot trading, and copy trading features to over 40 million users worldwide. The BingX Wealth service allows users to gain USDT through several options, including flexible and fixed-term deposits, Wealth as a Margin, and Dual Investment.
Flexible Terms
This feature enables users to lock their assets for USDT rewards with flexible APR. The key benefit is that users can redeem their holdings at any time starting from the second day after their initial subscription. The platform does not provide an average APR for this product, but 2025 data shows that the typical rate is often around 11%.
Fixed Terms
BingX users can access potentially higher APRs by locking their assets for fixed terms, including 7, 30, 90, or 180 days. While interest is calculated daily, stakers must wait until the specified lock-up period ends before they can redeem their assets and the accrued gains. Users locking USDT with fixed terms often access APR within the 3.5% to 100% range.
Dual Investment
This feature allows users to earn high APR by predicting a crypto’s future price direction. BingX offers two main strategies: Buy Low and Sell High. Both options yield returns and require users to lock up their assets for a specific period. Users gain exposure to a range of APRs for USDT products, from 5% to 300%.
Wealth as Margin
BingX's Wealth as Margin allows traders to use their assets, whether locked under flexible or fixed terms, as collateral for perpetual futures trading. This feature enables users to maximize their idle cryptocurrencies by earning interest from two of the platform’s Earn services simultaneously. The platform offers an APR of 3.5%-13% in USDT for assets locked for fixed terms and used in the BingX Wealth system.
How to Earn Crypto Without Trading
If you lack the knowledge or confidence to trade crypto, you can use an earning program from a top crypto exchange to increase your holdings. Bitunix stands out as a better choice than other platforms, offering benefits such as hourly accruals for flexible savings and competitive APRs for dual investments.
You can earn USDT on Bitunix as soon as you register through a quick verification process that does not require immediate KYC. Also, the platform maintains an emergency insurance reserve, the Bitunix Protection Fund, to safeguard user assets against unexpected incidents.
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